Travel Insurance

Explorer Chick doesn’t sell travel insurance directly. For your convenience, we’ve partnered with Travelex Insurance Services, a trusted provider for 25+ years with an A+ BBB rating and recognition as #1 Travel Insurance Company by US News & World Report. 

We’ve done the homework, so you don’t have to.

You’re welcome to use Travelex or any insurance provider that fits your needs.

Be sure to read your policy thoroughly for more details on coverage. 

Even the best-planned adventures can take an unexpected turn. Flights get delayed, gear gets lost, or life just happens. 

Explorer Chick wants you to spend your energy on the fun stuff, not stressing over what could go wrong. Travel insurance can provide protection if you have to cancel due to a covered emergency and helps you travel with confidence so you can focus on the fun stuff – your adventure! 

For more answers to all of your burning insurance questions, click here.

Some Explorer Chick trips require it. Your trip details will clearly state whether insurance is mandatory. Even if it’s optional, we recommend travel insurance for all of our trips.

For your convenience, we have partnered with Travelex. You are welcome to choose any reputable travel insurance company to provide your travel protection.

It’s a good idea to purchase a travel insurance policy as soon as you’ve made the first payment for your trip. The earlier you purchase, the sooner you have trip cancellation coverage in place to help protect your trip investment.

If you want to add the Cancel for Any Reason upgrade*, or need a Pre-Existing Medical Condition Waiver**, you must purchase the Travelex Ultimate plan within 21 days of your first trip deposit.

*Cancel for any Fortuitous Reason for NY residents. Other purchase requirements apply.
**Exclusions on pre-existing medical conditions don’t apply to NH residents. Other purchase requirements apply.

It depends on things like:

• Cost of your trip
• Your age
• State of residence
• Trip duration 
• Whether you want Cancel for Any Reason (CFAR) or other premium upgrades

Using industry standards, you should budget to spend about 5-10% of the total trip cost on travel insurance.

Travelex’s plans have review periods during which you can cancel your policy. If you no longer want your policy, and it’s within the first 21 days of purchasing and you haven’t departed or filed a claim, you can request a refund of your policy.

• Trip cancelled? No problem. If your Explorer Chick trip is cancelled, and you haven’t departed or filed a claim, Travelex can pause your policy and transfer it to a future adventure.

What is “Cancel for Any Reason” (CFAR) coverage?

Cancel for any reason is an upgrade with Travelex’s Ultimate plan. 

CFAR gives you more flexibility to cancel, even if your reason isn’t a “standard” covered event. If you are interested in CFAR coverage, be sure to purchase your coverage within 21 days of your first trip deposit.

Be sure to read your policy in detail for more information on CFAR coverages.

Travelex offers a waiver for pre-existing medical conditions on the Ultimate Plan. 

You must purchase the Ultimate plan within 21 days of your first trip payment, insure your full trip cost, and you must be medically fit to travel at the time of purchasing the plan.

Some activities, like rock climbing, Via Ferrata, and canyoneering, are not covered under standard Travelex policies. 

Be sure to add the Adventure Activities upgrade* at checkout if your trip itinerary includes non-covered activities. For more information on activity restrictions, click here.

*Exclusions on adventure activities not applicable to IL residents. Search & Rescue and Security Evacuation coverage not available to IL residents.

Travelex offers a Cancel for Business Reasons upgrade with the Ultimate Plan, which can protect up to 100% of your insured trip cost (max $10,000) for certain work-related trip cancellations. 

For more information on Travelex plans, call 800-228-9792 and reference #35-0231 or email customersolutions@travelexinsurance.com

Travelex’s customer service team is available to help answer any coverage-specific questions you may have.